Privacy Policy

FACTS
WHAT DOES FINANCIAL EDUCATORS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our member, we continue to share information as described in this notice.
How? All financial companies need to share member personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Financial Educators Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does FEFCU share? Can you limit this sharing?
For our everyday business purposes –
transactions, maintain your account (s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes –
to offer our products and services to you 		Yes Yes
For joint marketing with other financial companies N/A N/A
For our affiliates’ everyday business purposes –
information about your transactions and experiences. 		Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness 		Yes No
For our affiliates to market to you.–
 No N/A
For nonaffiliates to market to you –
 No N/A
Questions? Call 386.506.3040 or go to www.financialedufcu.com
Who we are
Who is providing this notice? Financial Educators Federal Credit Union
What we do
How does Financial Educators Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and office.
How does Financial Educators Federal Credit Union collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information for others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies
Nonaffiliates Companies not related by common ownership or control. They can be financial and non financial companies
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Other important information
For more information on our Privacy Policy, you may write us at P.O. Box 11197 Daytona Beach, FL 32120 or call us at 386-506-3040 or visit our website at www.financialedufcu.com